NFL 2022 Season - Week 3

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Winning Selections...
Money Management Tools
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Money Talks

For the first 20 years I offered the Qoxhi Picks service to clients, I was perhaps missing the most important aspect of them making money while wagering on sports … money management. I naively thought that providing winning selections was enough to ensure clients generated bottom line profits. In fact, there was a much more influential aspect of the business dictating end of the season profit and loss statements … how much clients wagered on the selections.

Perhaps, we should substitute the word “clients” for the more common participants in the Qoxhi service, “Gamblers.”

The books love gamblers. This is the group that often risk more on games after a series of wins and pull back on wager amounts when their bets suffer a string of losses. Both those tendencies consistently erode bottom line margins. Wager amounts need to always be tied to the value of the elements of the upcoming game and require a discipline that adds consistency to the amount risked on any single contest.

In 2001, Qoxhi introduced the Account Manager online. No single tool in sports wagering is more important to shifting this activity from entertainment to business. With a simple click on the selected games the Account Manager shows the exact amount to be wagered in alignment with a client's declared opening account balance, selected money management strategy and past results.

The Account Manager is designed to weed out the common gambling tendencies that the books thrive on. It provides subscribers the opportunity to join an elite group of point spread players that actually earn bottom line profits over the course of an NFL season.

There are five different money management strategies offered on the Qoxhi Picks site. Every pick released by Qoxhi has a money management number. Most selections are rated “4”, which dictates a wager amount of four percent of either the opening account balance or current account balance plus the cost of the wager, the vig, which is commonly 10% of the wager amount.

The Basic strategy dictates all wager amounts in alignment with the opening account balance, while the aggressive styles of wagering base wager amounts on the current account balance. When the current balance is above the opening amount, the wagers increase accordingly.

In a typical season, the Basic strategy will generate a profit margin of between 30 and 60 percent, while higher gains can be realized with the four other methods that adjust the risk versus return ratios.

Here are the results for each money management strategy through the first two weeks of the 2022 NFL season:
Top Pick Double
Top Pick Aggressive
Top Pick Exclusive


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+185 Pittsburgh Steelers 38  17
-215 Cleveland Browns -4½  29
-140 Baltimore Ravens -2½  37
+120 New England Patriots 45  26
-200 Buffalo Bills -4  19
+170 Miami Dolphins 54½  21
-275 Cincinnati Bengals -6½  27
+225 New York Jets 46  12
-135 New Orleans Saints -2  14
+115 Carolina Panthers 41  22
+225 Detroit Lions 51½  24
-275 Minnesota Vikings -6½  28
-230 Kansas City Chiefs -4½  17
+190 Indianapolis Colts 51  20
-130 Las Vegas Raiders -2  22
+110 Tennessee Titans 45½  24
-250 Philadelphia Eagles -5½  24
+210 Washington Commanders 47½  8
+140 Houston Texans 39½  20
-160 Chicago Bears -3  23
+220 Jacksonville Jaguars 46  38
-270 Los Angeles Chargers -6½  10
+105 Green Bay Packers 42  14
-125 Tampa Bay Buccaneers -1½  12
-105 Atlanta Falcons 43½  27
-115 Seattle Seahawks -1  23
-180 Los Angeles Rams -3½  
+155 Arizona Cardinals 48½  
-120 San Francisco 49ers -1½  
+100 Denver Broncos 45½  
-105 Dallas Cowboys 39  
-115 New York Giants -1  

Last Updated: 9/25/2022 12:48:48 PM