NFL 2022 Season - Week 13

More than
Winning Selections...
Money Management Tools
to Turn Picks into Profits.


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Money Talks

For the first 20 years I offered the Qoxhi Picks service to clients, I was perhaps missing the most important aspect of them making money while wagering on sports … money management. I naively thought that providing winning selections was enough to ensure clients generated bottom line profits. In fact, there was a much more influential aspect of the business dictating end of the season profit and loss statements … how much clients wagered on the selections.

Perhaps, we should substitute the word “clients” for the more common participants in the Qoxhi service, “Gamblers.”

The books love gamblers. This is the group that often risk more on games after a series of wins and pull back on wager amounts when their bets suffer a string of losses. Both those tendencies consistently erode bottom line margins. Wager amounts need to always be tied to the value of the elements of the upcoming game and require a discipline that adds consistency to the amount risked on any single contest.

In 2001, Qoxhi introduced the Account Manager online. No single tool in sports wagering is more important to shifting this activity from entertainment to business. With a simple click on the selected games the Account Manager shows the exact amount to be wagered in alignment with a client's declared opening account balance, selected money management strategy and past results.

The Account Manager is designed to weed out the common gambling tendencies that the books thrive on. It provides subscribers the opportunity to join an elite group of point spread players that actually earn bottom line profits over the course of an NFL season.

There are five different money management strategies offered on the Qoxhi Picks site. Every pick released by Qoxhi has a money management number. Most selections are rated “4”, which dictates a wager amount of four percent of either the opening account balance or current account balance plus the cost of the wager, the vig, which is commonly 10% of the wager amount.

The Basic strategy dictates all wager amounts in alignment with the opening account balance, while the aggressive styles of wagering base wager amounts on the current account balance. When the current balance is above the opening amount, the wagers increase accordingly.

In a typical season, the Basic strategy will generate a profit margin of between 30 and 60 percent, while higher gains can be realized with the four other methods that adjust the risk versus return ratios.

Here are the results for each money management strategy through 12 weeks of the 2022 NFL season:
Top Pick Double
Top Pick Aggressive
Top Pick Exclusive


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-195 Buffalo Bills -4  24
+170 New England Patriots 43½  10
+135 New York Jets 44  
-155 Minnesota Vikings -3  
+345 Denver Broncos 40  
-435 Baltimore Ravens -9½  
-110 Pittsburgh Steelers pk  
-110 Atlanta Falcons 43  
+185 Tennessee Titans 44  
-215 Philadelphia Eagles -4½  
-105 Jacksonville Jaguars 51  
-115 Detroit Lions -1  
-135 Washington Commanders -2  
+115 New York Giants 40½  
-320 Cleveland Browns -7  
+260 Houston Texans 46½  
-180 Green Bay Packers -3½  
+155 Chicago Bears 45  
-325 Seattle Seahawks -7  
+265 Los Angeles Rams 41  
+170 Miami Dolphins 46½  
-195 San Francisco 49ers -4  
-105 Los Angeles Chargers 49  
-115 Las Vegas Raiders -1  
-130 Kansas City Chiefs -2  
+110 Cincinnati Bengals 52½  
+400 Indianapolis Colts 44½  
-525 Dallas Cowboys -10½  
+165 New Orleans Saints 41  
-190 Tampa Bay Buccaneers -3½  

Last Updated: 12/2/2022 4:25:43 PM